Smart ways to spend your tax return
It’s that time of year again! Don’t you love getting a tax refund? It’s as if you’ve had a savings account all year, although interest-free, and now it’s time to cash out!
What are you considering using your tax return for this year? We have an idea! How about investing in the most important thing you can think of… your health?
It’s common for people to end up spending their tax return on frivolous things that have little-to-no long-term value. Financial specialists, I’m sure will tell you to reinvest back into your RRSP which is great, as it’s never too early to plan and prepare for your retirement. Perhaps you could put a portion towards any outstanding debt or put towards building an emergency fund.
Before your return starts to burn a hole in your pocket, here are some suggestions to consider:
Spend It on Something You Need
Have you been putting off getting that tooth fixed, replacing that missing tooth or even brightening your smile? These are things you deserve to take care of! They may have not been covered by your insurance or may not have insurance at all so you put them on hold. Now that your refund is here, you can cover the cost. Use the money now, rather than spending much more down the road! Your tooth deserves to be crowned!
For a small splurge consider professional custom whitening trays. In just one quick visit you can have custom whitening trays made that you wear nightly. These can be can be repeatedly used for touchups for several years. If you are looking for faster whitening results consider in office ZOOM whitening, professionally done by your dental hygienist in just one visit.
Spend it on someone you Love
What better way to show someone that you love and care for them than the gift of dental health? After all, they only get one set of teeth. A dental visit gift will pay off for years to come. Your child may need braces this is a wonderful investment in their long term oral health. A lot of people avoid going to a see a dentist because of financial issues, providing a little financial assistance for a friend or family member to get them started with a dental visit is a very thoughtful gift. So help them make their teeth last a lifetime!
Purchase An electric toothbrush
Manual toothbrushes have proven to be just as effective as electric versions as long as users are brushing for the recommended two minutes using the proper techniques. Studies have shown, however, that electric models can be helpful for people who have tricky spots to reach or people with dexterity problems. Electric toothbrushes can be helpful for people with braces, parents brushing their young children’s teeth and anyone who suffers from arthritis in their hands or wrists.
Make it a Win-Win
Work out a deal with yourself: After taking care of your health first by scheduling your recare appointment, give yourself a pat on the back (or a pat on the cheek!) and treat yourself to an item on your fun list. This way, you can enjoy your tax return by spending it on something you want, while improving your health at the same time.
We care about you. So before you end up with buyer’s remorse, consider using your refund (or at least part of it) on an investment with greater return and benefits to your health. Give us a call to schedule an appointment today! We look forward to seeing you.
Best wishes for a happy tax season!
No matter your age, dental condition, and if you have a million questions, Dr. Sims can assist you or your young children in a professional manner and loves answering any of your questions or concerns.
Dr. Sims grew up in Grimsby playing basketball, so he’s always up for talking about the Raptors! He’s also a football fan - go Buffalo Bills! In his free time, if he’s not watching a basketball game or football game, you’ll likely find him working out, cooking (got any new recipe ideas?), and of course, spending time with his amazing family.
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